Cycles
Most payment apps are transparent by design. Balances, transaction history, and counterparties can be visible at the platform level, and often to third parties, which creates a real structural problem for individuals and businesses handling sensitive financial activity.
Cycles Pay is a stablecoin payments app that flips this default ⚡
Every transaction is shielded using zero-knowledge proofs, so sensitive financial data stays private while remaining auditable when needed, powered by the Cycles Protocol.
Deposited funds can remain productive while still being available for payments, allowing users and businesses to earn yield on idle balances through integrated lending protocols like Aave.
Cycles is incubated by Informal Systems and led by Ethan Buchman, co-founder of Cosmos. Based in Lausanne, Switzerland, the company raised $8.7M from Coinbase Ventures, Blockchange Ventures, Compound VC, and Primitive Ventures, as covered by PRNewswire.
🪂 Cycles Pay Beta — Points & Early Access
Cycles Pay is running a Points program during the beta to reward early contributors.
Points stack up through one-time missions, daily claims based on balance and payment volume, referrals, and bug reports. Since transactions are private by default, you’ll need to opt in once to activate tracking — the data is deleted when the program ends.
While no native token has been announced, points programs like this one typically convert into token airdrop allocations at TGE — and the beta is still early.
Cycles
Step by step guide Cycles Airdrop
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Connect to the App → Go to Cycles Pay, sign up with Google or email, and download the mobile app to link your signing device.
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Earn Points and Yield → Go to the Points section and complete missions:
• Complete one-time missions: add a contact, deposit your first crypto, send and receive a payment, and move funds into a savings account to earn yield.
• Claims can be completed daily. Each claim awards a dynamic number of points based on your level of activity. You must manually collect your points by clicking the Claim button once per day — if you don’t claim before the reset, they are forfeited.
💡 Cycles allows you to earn yield privately, without exposing your balances or history. Each savings account uses a different strategy — Savings #1 runs through the Hydro lending protocol (~7% APR) and Savings #2 through Aave (~3% APR).
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Refer Friends → Copy your referral link and share it. You’ll automatically earn points if they deposit at least $100 and keep it deposited for at least one month. The more they deposit and the longer they hold it, the more points you’ll earn — up to 1,000 points per referral.
* Follow @CyclesMoney on 𝕏, and join the community on Telegram to stay in the loop.
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