Raycash Points Program
Raycash is a stablecoin app powered by Zama, letting people hold, grow and spend stablecoins privately while keeping their balances and payment amounts encrypted. Early supporters can earn Raycash Points through social quests and referrals, with potential future benefits yet TBA.
🪂 Earn Raycash Points & Get Early Access
Raycash runs a free rewards program allowing participants to earn 1,000 RP through six social quests, plus 120 RP per eligible referral, and climb the leaderboard by collecting more Points.
According to the official Terms, Points are non-transferable participation rewards, and any future benefits will be announced separately. No token distribution or airdrop has been confirmed.
The campaign also serves as a gateway to Raycash’s financial app, bringing private stablecoin payments, Morpho-powered yield and eventually Raycard spending into one experience.
About Raycash
Raycash is a self-custodial financial app that brings the convenience of everyday banking to stablecoins, allowing users to hold, send and receive digital dollars privately, move money between traditional bank accounts and crypto, and retain full control over their funds.
Beyond private payments, it lets users earn variable yield on $USDC through Morpho lending vaults, receive money through private Paylinks, and make transactions without holding $ETH for gas fees. The upcoming Raycard will let users spend stablecoins on everyday purchases.
Built on Ethereum, Raycash uses the Zama Protocol and Fully Homomorphic Encryption (FHE) to keep balances and payments confidential. Stablecoins are screened before being wrapped 1:1 into private ERC-7984 tokens, combining privacy with compliance, as explained in Zama’s article.
The platform is operated by Raycash Inc., a company registered in Delaware, United States, and led by CEO and co-founder Valerio Leo, an Italian blockchain entrepreneur and engineer with a background in cryptography who has worked in the crypto industry since 2017. Raycash is the first retail payments application built on the Zama Protocol, as reported by The Block.

Step by step guide Raycash Points Program
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Join Raycash and Earn Your First Points
Visit the Raycash Points page and enter your email address.
→ Click Login and enter the verification code sent to your inbox.
↳ You will receive 200 RP for joining the waitlist and subscribing to the newsletter.
💡 Joining the waitlist does not guarantee app access. Geographic restrictions and full eligibility requirements have not been confirmed, and access is being introduced gradually.
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Complete Social Quests
Complete the available quests on the dashboard to earn more RP.
→ Follow @Raycashxyz on 𝕏 and publish the suggested post.
→ Join the Raycash community on Telegram.
→ Optionally create and post a video about Raycash on 𝕏 to earn an additional 500 RP.
💡 Raycash’s private payments and stablecoin yield require app access, while the upcoming Raycard will enable everyday spending. Participation is subject to the official Terms, and waitlist registration does not guarantee access.
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Refer Friends & Climb the Leaderboard
Share your personal referral link from the dashboard to earn additional RP.
→ Friends must register through your link and follow @raycashxyz on 𝕏.
→ Monitor your referrals and leaderboard position from your account.
💡 Zama Private Beta: Raycash has reserved 500 early-access spots for Zama community members, including builders and early adopters. Interested participants can apply here.
* Raycash Points offers a free way to get involved in a privacy-focused stablecoin project while its app gradually becomes more accessible. Future updates to watch include the launch of Raycard and any new benefits associated with RP. Follow @Raycashxyz on 𝕏 for the latest announcements.
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